Our Financial Options
Whether you’re coming in for your whole family’s teeth cleaning or you need to replace a missing tooth with one of our restorative treatments, we want to help make your dental care as affordable as possible.
We work with various financial programs that can help you pay for your treatments over a period of time, rather than all up front. Additionally, we accept most insurance, so depending on your company, all or most of your procedure may be paid for by them.
If you have further questions about our financial programs or insurance policy after reviewing this financing guide, give us a call at (248)-646-8651 to speak with one of our team members.
CareCredit is a financial program that we’ve teamed up with to help you receive your necessary dental care. It works similarly to a credit card that specifically helps you pay for your dental expenses month-by-month.
They offer different low-interest or interest-free payment plans with 18- and 24-month deferment periods. CareCredit will help you leave your financial worries behind and get you the dental care you need to improve your oral health.
Apply online today.
If you’re looking for an affordable way to pay for your dental services, Lending Club can help. They offer three different payment options– a fixed rate plan, promotional no-interest plan, and a promotional rate plan.
Before applying, you can see all amounts, monthly payments, and interest rates you prequalify for without impact your credit score. Once you’ve been approved and select a plan, you’ll be able to receive your dental funding right away.
Learn more here.
All dental insurance companies are different and will cover various aspects of your dental services and will offer different benefits. If you’re unsure about what your insurance will cover, our team can assist you with finding out what they cover, see what your benefits are, and help you understand the overall cost of your treatment.
We can also file your claims here in Bingham Farms at the same time as your first appointment. Note that your insurance estimates are based on the information available at the time of your appointment and any amounts quoted may change before treatment.
In this case, you’ll need to cover any additional costs that your insurance doesn’t cover. Additionally, when you check in for your appointment, please be ready with your co-payment.
Affordable Dental Implants
The cost of your dental implants may vary depending on how many implants you need or if you require any supplemental procedure. Learn more about how we can help you restore your smile with our long-lasting dental implants at an affordable price.
Frequently Asked Questions
What if I don't have dental insurance?
Dental insurance is not a requirement to get treated at our practice. It’s simply a convenience that helps to reduce the cost of care for many patients. If you’d like to learn more about dental insurance and how you could benefit from it, our insurance coordinator will be happy to discuss it with you.
Can I pay for any treatment with dental insurance?
Unfortunately, dental insurance doesn’t provide coverage for every treatment. Generally, insurance providers will only pay for treatments that they deem medically necessary. For example, regular dental checkups are typically covered while a cosmetic procedure such as porcelain veneers is not. However, the specific coverage you get can vary depending on your plan and provider.
Does Dr. Kosinski accept my insurance provider?
We work with a wide range of insurance providers at our practice for your convenience. If you’d like to confirm that we accept your insurance, or if you have any questions about your coverage in general, our insurance coordinator will be happy to help.
How do I qualify for CareCredit?
You can apply for CareCredit online or over the phone – the process is fast and easy, and you’ll find out right away if you qualify or not. Applicants are approved through CareCredit’s automated system based on the information provided in your credit application. You must be at least 18 years old to apply online, or 21 years old to apply by phone.