The topic of medical or dental insurance is a controversial one for a lot of families. This disparity between those with insurance and families without has risen to the forefront as a prevalent topic in America. This is supported by a recent survey of 600 parents that shows that families with dental insurance are far more likely to provide dental care for their children. Explore the survey and the controversies surrounding this issue of dental coverage in America and see how our Bingham Farms team offers financing options for those who need them.
“This Survey Speaks Loud and Clear – Coverage Counts”
The above statement from Meg Booth, executive director of the Children’s Dental Health Project, speaks volumes on how dental coverage affects kids of all ages. Some of the alarming takeaways from the survey include:
- 26% of uninsured parents said they couldn’t provide dental care for their kids last year
- 9% of insured parents couldn’t provide care for their child last year
- Half of the parents cited cost as the reason they couldn’t provide dental care
- 28% of the parents with incomes below $30,000 couldn’t provide dental care
- Asian, Hispanic, and Black patients are more likely to visit the emergency room for oral health issues
Statement on the Importance of Dental Insurance
The executive director of the Children’s Dental Health Project, Meg Booth, continued with a comment on the importance of dental insurance for American children.
“When children are covered by Medicaid, CHIP [Children’s Health Insurance Program], or private insurance, they are more likely to have regular dental visits. And they are far less likely to have serious oral health problems that can cause pain and disrupt their lives.”
At SmileCreator of Bingham Farms, We Offer a Financial Solution
There are numerous reasons why patients may not be able to afford dental insurance, but we believe that that shouldn’t stop them from receiving the treatment they need for a healthy smile. That’s why in addition to the standard credit cards, debit cards, and insurance providers, we accept CareCredit and LendingClub from patients who want to finance their dental treatments.
The Advantage Provided by CareCredit and Lending Club
The financial advantage provided by CareCredit and Lending Club is that you can afford dental procedures that may otherwise be out of your price range. Both options work differently but serve the same purpose. While CareCredit is like a typical credit card that’s reserved for medical procedures, LendingClub allows members to request and pay loans from other members. Check out these sites to determine if they’ll help you finance your next dental procedure.
Trust the SmileCreator of Bingham Farms with Your Oral Health
Dr. Kosinski and his team at Bingham Farms believe strongly in helping patients acquire the dental care they need for the smile they deserve. We go out of our way to accept financial arrangements that may benefit the patients, so long as they’re prearranged before the appointment. Contact our team in Bingham Farms today to learn more about how you can pay for your dental care.